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Payment Card Industry Data Security Standard (PCI DSS) refers to a set of technical and operational information security standards that businesses must follow to ensure that the credit card information provided by cardholders is secure and protected. PCI Compliance is mandated by credit card brands but administered by the Payment Card Industry Security Standards Council. The PCI compliance validation is performed annually or quarterly either by an external Qualified Security Assessor (QSA) or by a firm-specific Internal Security Assessor (ISA) that generates a report on compliance for businesses that handle large volumes of credit card transactions. For small businesses handling smaller volumes of transactions, it could also be done by a Self-Assessment Questionnaire (SAQ).
Simply put, if your business accepts credit cards as a form of payment, you need to comply with PCI standards. If you are accepting credit cards and your business is not PCI Compliant, credit card processing companies can assess you an annual fee for not being compliant but that’s not the only downside. If your customers’ credit card information is compromised, it could be very detrimental to your business and could be very costly. The aftermath of a security breach is sometimes so severe that some businesses can not survive the consequences. This is not a risk any business wants to take.
The process of becoming PCI compliant is virtually impossible for a person who is not completely technologically savvy. Even for small businesses, the questionnaire that have to be filled out to make a company PCI compliant has to do with a lot of technical terms of how your business is connected to the internet and how the information is being transferred over your network. As a Cyber Security company, Burgi Tech can help businesses in Orange County to become PCI Compliant effortlessly and cost-effectively.
